Lesi sihloko sifingqa ulwazi mayelana nembuyiselo yentela kumakhasino aku-inthanethi.
Ikakhulukazi uma umusha kumakhasino aku-inthanethi noma uma ungumsebenzisi ophumelelayo, ungase ufune ukubheka.
Ngizobhala ngokucacile futhi kafushane ngangokunokwenzeka, ngakho-ke kubeke ekhoneni lekhanda lakho.
Mayelana nezimbuyiselo zentela yekhasino eku-inthanethi
Ukuhlukaniswa kwemali engenayo
Okokuqala nje, imali engenayo etholakala kumakhasino aku-inthanethi ihlukaniswa njengeholo lesikhashana.
Kuyafana nezimbuyiselo zomjaho wamahhashi (lapho lingekho ibhizinisi langempela).
Okwamanje, inzuzo (imali yokuwina) yekhasino eku-inthanethi izokhokhiswa intela.
Njengoba kuyimali engenayo yesikhathi esisodwa, uma ingu-20 noma ngaphansi, awudingi ukufaka imbuyiselo yentela.
Uma inani lonyaka lingamayen angu-50 noma ngaphansi, imali ebanjwayo ekhethekile yamayen angu-50 ingadonswa, ngakho akukho ntela ezokhokhiswa. (Uma lingekho elinye iholo lesikhashana)
Ungabala kanjani izindleko zokwenza inzuzo ekhasino eku-inthanethi
Kufanele ukwazi lokhu, kodwa ungabala kuphela njengezindleko, okungukuthi, inani olisebenzisayo, "kuphela uma wenza inzuzo."
Lokhu kuyinto engifuna ngempela ukuba uyiqaphele.
Angikwazi ukubala ngenzuzo elula, ngakho-ke ngicela ubhekisele kokulandelayo.
Njengefomula yokubala"Isamba sezabelo (imali yokuwina) kusukela ngoJanuwari kuya kuZibandlela"-"Izindleko (inani lokubheja lapho izabelo zikhokhwa)"-"1 (imali ebanjwayo ekhethekile)" = "Inani lemali engenayo yesikhashana".
FuthiIntela yesikhashana engenayo = "Imali engenayo yesikhashana" * "1/2".
Ngamanye amazwiInani lentela engenayo "inani elikhokhiswa intela" * "isilinganiso sentela (uma u-10% noma ngaphezulu, inani elibanjwayo libanjwa)" * "1.021" = inani lentela engenayo.
Isibonelo
・ Bheja i-yen eyisigidi futhi ukhokhe izabelo eziyizigidi ezi-100 (inzuzo yonke isigidi esingu-200)
・ Bheja i-yen eyisigidi futhi ukhokhe izabelo eziyizigidi ezi-100 (inzuzo yonke isigidi esingu-300)
・ Bheja i-yen eyisigidi futhi ungakhokhi nzuzo (ukulahlekelwa kwe-yen eyisigidi)
Uma udlala imidlalo emi-3 efana naleyo, inzuzo yakho yonke izoba ngama-yen ayizigidi ezi-200.
Kulokhu, izigidi ezi-500 ziphushwa ku-dividend yezigidi ezi-300, ngakho-ke ngithanda ukucabanga ukuthi izigidi ezi-300 zingabalwa njengezindleko, kodwa ngeshwa kuphela ukubheja kwe-yen eyizigidi ezi-200 lapho i-dividend yenziwe khona ingabalwa njengezindleko. .
Ngamanye amazwi"500 million (dividend)"-(200 million (expenditure))-"50 (special deduction)" = "250 million (imali engenayo yesikhashana)"Ngakho-ke, i-yen eyizigidi ezingu-250 iba imali yesikhashana futhi ingxenye yale mali, okusho ukuthi, i-yen eyizigidi ezingu-1 ikhokhiswa intela.
Ngakho kulesi simo"125 million (intela)" * "5% (isilinganiso sentela)" * "1.021" = "63,812 yen"Ingabe intela okufanele ikhokhwe.
Ingabe inani elilahlekile limane nje alinani?
Indaba eyeqisayo, "inzuzo yonke"-"50" = "inani elikhokhiswa intela"
"Inani elikhokhiswa intela" * "Inani lentela" ("-Inani elibanjwayo") * "1.021" = "Inani lentela engenayo", akunjalo?
Isibonelo, uma inzuzo yonke iyizigidi ezi-500, "izigidi ezingu-500 (inzuzo yonke) -50 (imali ebanjwayo)" = "izigidi ezingu-450 (inani elikhokhiswa intela) * 0.2 (isilinganiso sentela) -427,500 yen (inani elibanjwayo) * 1.021" = " 482,422 yen" (kufanele ngiyikhokhe) ".
Ngamanye amazwi, kwezinye izimo, ngisho noma ibhalansi ephelele inegethivu, izintela zingase zenziwe, ngakho-ke kufanele ubale kahle.
Abantu abalahlekelwayo bahle, kodwa uma bewina futhi benebhizinisi labo eliyinhloko noma enye imali engenayo, intela yokuhlala nayo izobandakanyeka, ngakho-ke abantu abangafuni ukubanjwa enkampanini abenzi izindaba ezihlobene nentela yokuhlala emalini yabo. okwakho angikwazi ukukwenza.
Kuthiwani uma ngingayikhokhi intela?Uqinisekile?Ayiphumile?Yiziphi izinyathelo?
Uma sikhuluma ngohlangothi olungenhla kuphela, uma ungayikhokhi intela nakuba uphoqelekile ukuthi uyikhokhe, uzogwenywa intela, ngakho-ke uma ubanjwa, ungagcina usunentela eyengeziwe noma icala lobugebengu elibi kakhulu njengesijeziso. .
Nokho, njengendaba engokoqobo, ngicabanga ukuthi kuyiqiniso ukuthi baningi abantu abangaphumelelanga ngenxa yokuthi abakwazanga ukuwina kwasekuqaleni.
Ababaningi abantu abazihlupha ngokuwina imijaho yamahhashi kanye ne-pachinko (ngaphandle kokuthenga ku-inthanethi), kodwa mayelana nalokhu, kungashiwo ukuthi ayikho indlela yokukuqonda ngoba akukho datha yediphozithi / yokuhoxiswa esele. ..
Emakhasino aku-inthanethi, amadiphozithi kanye nokuhoxiswa kwemali kuyarekhodwa lapho udluliswa ebhange ... Ngicabanga ukuthi kubi uma ungakwenzi ngendlela efanele.
Kulungile.Angicabangi ukuthi uzobekwa amacala obugebengu kungazelelwe ngaphandle uma ungaphezu kwezigidigidi.Ngokuqondene naleyo mali, ingase ishiywe ingenamuntu ngoba inqunywa intela kazwelonke, noma ingase ivunyelwe ukubhukuda, ngakho-ke uma unesibopho, kufanele ukhokhe intela ngendlela efanele.
Lokhu kungenxa yokuthi uma usebenzisa ukudluliselwa kwebhange ngenxa ye-Ecopaise noma i-Venus Point, izorekhodwa njengerekhodi lediphozi / lokuhoxiswa, kodwa kuthiwani nge-Bitcoin noma imali ebonakalayo?
Endabeni yemali ebonakalayo, irekhodi lihlala likhona, kodwa lihlukile erekhodini lediphozithi nelokukhipha ngoba liyirekhodi olisuse kuleli kheli wayisa kuleli kheli.
Isibonelo, uma uthenga i-Bitcoin engu-10 yen endaweni yokushintshisana, uyithumele ekhasino, uyiphinde kabili, ubuyele ekushintshanisweni, uyithengise, uyenze ibe ngu-20 bese uyifaka ku-akhawunti yakho yasebhange, izohlala njengerekhodi eliphelele. indingilizi.Kulokhu, kungase kube inzuzo yohlobo lwemali ebonakalayo (intela ephelele emalini engenayo exubile).
Nokho, ngenxa yalokho, uma i-akhawunti yasebhange ingafakwanga njengethenda esemthethweni, ngeke ixhunywe kulwazi lomuntu siqu.Ngamanye amazwi, kungashiwo ukuthi kunzima ukulandela njengerekhodi.
Kukuwe ukuthi ubone ukuthi ucabangani ngalokhu.
Hhayi-ke, uma uwina ngobuwula, kufanele uthintane ne-accountant oyaziyo.
Uma "Idiphozithi engu-10 Ecopaise njll. isuka ku-akhawunti yasebhange → Idiphozithi eya ekhasino → 20 ukuhoxiswa kwekhasino (inzuzo engu-10) → 20 idiphozi ku-Ecopaise njll. → 20 idiphozi ku-akhawunti yasebhange", 10 ukuhoxiswa kwekhasino Kungaba inzuzo. imali yesikhashana ngoba uyabona.
"Idiphozithi engu-10 yen isuka ku-akhawunti yasebhange iye ekushintshanisweni kohlobo lwemali ebonakalayo, njll. → Thenga u-10 yen wemali ebonakalayo ekuhwebeni → Idiphozithi imali ebonakalayo engamayen angu-10 ekhasino → inani lama-yen angu-20) ekhasino (inzuzo engu-10) imali ebonakalayo ekuhwebeni → Thengisa imali ebonakalayo ekuhwebeni kohlobo lwemali ebonakalayo bese ukhipha amayen angu-20 ku-akhawunti yakho yasebhange (inzuzo engu-10) ”kungashiwo njengenzuzo yokwenziwa kwemali ebonakalayo.
"Idiphozithi engu-10 yen isuka ku-akhawunti yasebhange iye ekushintshanisweni kohlobo lwemali ebonakalayo, njll. → Thenga u-10 yen wemali ebonakalayo ekuhwebeni → Idiphozithi yemali ebonakalayo engu-10 yen ekhasino → Idiphozi ekhadini lasebhange elingakhokhisa imali ebonakalayo kusuka i-casino Uma uthenga imali ye-yen engu-20, uyithengise esitolo se-pawn, njll. futhi uthole i-yen engu-18, ungasho ukuthi ifana nesistimu yokukhipha imali ye-pachinko.
Ayikho intela ekuthengeni imali ebonakalayo, futhi isikhathi sentela yilapho wenza inzuzo futhi ushintshela kuthenda esemthethweni.
Ngisho noma uthenga i-Bitcoin yenani lama-yen angu-10 futhi uyisebenzisele ukuyenyusa ibe yi-Bitcoin yenani eliyizigidi eziyi-1000, ngeke ukhokhiswe intela ngaphandle kokuthi uyikheshi (inzuzo).
Ngakho-ke, uma kungekho ukuthengiselana okunenzuzo ekuhwebeni noma ebhange ngenxa yalokho, ngeke kwenzeke ukurekhoda ama-deposit kanye nokuhoxiswa.
Lokho kungase kube isizathu sokuthi kungani imali ebonakalayo ingasetshenziswa emakhasino aku-inthanethi.
Ngendlela, emlandweni wokudlala umdlalo wamakhasino aku-inthanethi (yize kunezindawo ezithile lapho ungahlali uqinile), ulwazi olunjalo lwabadlali aluvamile ukudalulwa kubantu besithathu kumakhasino asebenza ngokusemthethweni phesheya kwezilwandle.
Sawubona!Abasebenzisi baseJapane bangase bagweme intela!Sicela unikeze imininingwane yomsebenzisi!
Akunakwenzeka.Kunomsebenzi wokugcina imfihlo.Alikho ngaphansi kwegunya lase-Japan futhi alihlanganise lutho nomthetho.
Ngiyazibuza ukuthi kuzoba njalo ...
Isifingqo
Okokuqala, ngicabanga ukuthi kubaluleke kakhulu ukwenza inzuzo kunalolu hlobo lolwazi.
Yindaba okufanele uyiphenye futhi ukhokhe intela uma wenza inzuzo nokuthi intela iyini.
Njengoba inani lamakhasino ongadlala kuwo ngokungaziwa kuphela ngokufakwa kwemali futhi uhoxiswe ngemali ebonakalayo liyanda, kungase kube kuhle ukubhalisa ngokulindela ikusasa.
Izihloko ezilandelayo zingase zibe usizo.
Amazwana