Mayi waku Britain yemwe adapambana mamiliyoni mu lottery ya EuroMillions mu 2019 wasiya kale kuposa theka lake, akumatcha "chizoloŵezi".
Francis Connolly nthawi zonse ankadziwa kuti tsiku lina adzapambana lotale.
Anali ndi chidaliro kotero kuti adalembanso mndandanda wa anthu omwe angalandire ndalamazo ngati atapambana. Maloto ake adakwaniritsidwa mu 2019 pomwe iye ndi mwamuna wake Paddy adapambana $ 1 miliyoni (US $ 1500 miliyoni) pamasewera a EuroMillions.
Ndi pafupifupi 18,664,866,217 yen malinga ndi yen yaku Japan...
Ngati ndalama zapakati pa moyo wapachaka ku Japan ndi ma yen 3 miliyoni, ndiye kuti ngakhale mutadutsa maulendo 62 a moyo wanu, simudzadandaula ndi ndalama ...
Ngati muli ndi mabiliyoni 186, kodi si mlingo womveka bwino wa zinthu zamoyo?
Kuyambira nthawi imeneyo, Connolly wakhala akutsatira ndondomeko yake.
Anzake ndi achibale analandira ndalama atangosankhidwa kumene.
Komabe,Connolly amapereka zambiri zopambana ku zachifundoakuchita.Ananenanso kuti zochita zachifundo izi zimadzetsa "chizoloŵezi".
Zopereka zake tsopano zikuti pafupifupi $ 6000 miliyoni (US $ 7529 miliyoni), malinga ndi media media Independent.ie.
kusintha kwa bajeti
Connolly, yemwe kale anali wogwira ntchito zachitukuko komanso mphunzitsi, adayesa kupanga bajeti yogawira zopereka kuchokera ku zopambana za lottery.
Koma zinakhala zovuta kwambiri kuposa momwe ankaganizira.Atapereka choperekacho, adanena kuti amasangalala nazo kwambiri ndipo tsopano ndi "zamutu komanso zosokoneza bongo."Panopa ndaledzera.
Amasangalala ndi mmene amamvera pothandiza ena. Zomwe adayamba kuchita kuti asangalatse anthu zidakhala moyo wake pa mliri wa COVID-19.Connolly akuvomereza kuti wapereka kale zomwe bajeti imayenera kupereka mpaka 2032.
Connolly, wa ku Northern Ireland, wakhazikitsa maziko awiri achifundo kuti agawire ndalama ndi kupeza ndalama kuchokera kwa ena.Mmodzi amatchulidwa ndi amayi ake omwalira, Katherine Graham, ndipo winayo ndi PFC Trust.
Yotsirizirayi ili m'tawuni ya Hartlepool ya ku England.Apa ndi pomwe a Connolly atha zaka 20 akupanga miyoyo yawo.
PFC Trust imaperekedwa kwa osamalira achinyamata, okalamba ndi othawa kwawo m'derali.Chochitika cha Loweruka chino chidakweza £10.
kupanga frugality ubwino
A Connolly sakhala moyo wapamwamba.Mtengo waukulu ndikugula nyumba yayikulu pamtunda waukulu.Koma Frances, yemwe amayang'anira katundu ndi zachifundo pomwe mwamuna wake akuchita bizinesi yapulasitiki, amayendetsabe magalimoto ogwiritsidwa ntchito.
“Ukakhala wopusa usanaleme, umakhala wopusa ukakhala wolemera.
Ndalama sizimakupanga kukhala wanzeru.
Ngati muli ndi ndalama, mutha kukhala chomwe mukufuna. "
anatero Francis Connolly.
Connolly wapeza ntchito yake.
Amagwiritsira ntchito ndalama zimenezi kugula zipangizo zam’manja zomwe zimathandiza okalamba kuti azilankhulana ndi mabanja awo.
Kuphatikiza apo, imagwiritsidwanso ntchito ngati njira zogwirira ntchito m'deralo.Kwa iye, ndizofunika kuposa mapaundi mamiliyoni mu lottery.
Pambuyo pake, chifukwa chakeAnthu omwe ali ndi ndalama zina amayamba kupanga zachifundo ndikuperekandi chiyani.
Warren Buffett ndi Bill Gates akhala akupereka chifukwa analibe ndalama ndipo nthawi zonse amakhala osunga ndalama.
Ndikuganiza kuti pali malamulo ena a izi.
Mwa kuyankhula kwina, kupereka ndi njira yofulumira kwambiri yothandizira dziko.
Ikhoza kukhala njira yabwino yobweretsera inu chuma.
Ndikuganiza kuti ndi mwambi waukulu, "Khalani opusa musanalemere, ndipo mukhale opusa mutalemera."
Osandilakwitsa, ndalama sizikupanga nzeru.
M’lingaliro lina, mchitidwe wogula tikiti ya lotale ungatchedwe chopereka ku Japan.
Muyenera kugula ndi lingaliro la zopereka m'malo mokhala ndi mtengo wotsika.
Nthawi zina kukhala wodzicepetsa komanso wopanda umbombo ndi imodzi mwa njira zopezera ndalama.
TSIRIZA!
Ndemanga